E-Sign & Electronic Communications Notice
Last updated: October 16, 2026
YOUR CONSENT TO ELECTRONIC DELIVERY
This notice applies to electronic delivery of BUFI account, subscription, transaction and legal records. It is not an application for a card or credit product. Separate partner consents may apply if you use an eligible financial service.
When we present an electronic-consent control and you affirmatively accept it, you consent to receive the Covered Items described below electronically and to use electronic signatures for actions you specifically authorize. Merely viewing this notice, registering an account or accessing the Service does not itself record that consent. Workspace members must give any consent required from them; an administrator cannot give another person’s legally required individual consent merely by inviting them.
Where you are entitled to a written record, you may request a paper copy. Covered Items include BUFI account and subscription agreements, billing notices and receipts, transaction records, service notices and other legal disclosures we must provide in writing for your use of the Service. Consent to electronic delivery does not waive substantive rights in those records.
In this notice, “BUFI”, “we”, “us” and “our” mean Fantasmita, LLC, doing business as BUFI. Independent financial partners provide their own notices under their own terms.
Table of Contents
1. Duration of Consent
Your consent continues until you withdraw it or the relevant relationship ends, subject to delivery of records concerning rights and obligations that arose before that end. Ending beta access, cancelling a subscription and withdrawing electronic-delivery consent are separate actions; one does not automatically perform the others.
2. Methods of Providing Covered Items
We may deliver or make Covered Items available in the Service, by email to the address on your account, or through another electronic channel you authorize. Keep your contact details current through account settings or hello@bu.finance and review notices promptly. We provide any additional delivery or notice required by law.
3. Access to Paper Copies
You may save or print electronic records using your device or browser. Keep your own copies of important agreements, invoices and transaction records. BUFI retains records under its Privacy Policy, applicable DPA and legal obligations; contact support if you cannot retrieve a record.
4. Request Paper Copies
You may request a paper copy at no cost of any Covered Item.
Request a copy at hello@bu.finance. Identify the record and provide the information reasonably needed to verify your identity and deliver it.
5. Our Right to Send Paper
We reserve the right to provide the Covered Items in paper form at all times at our discretion even if you have given us Consent to provide it electronically. For example, but without limitation, we may do this if we have a system outage or if we suspect fraud.
6. Hardware and Software Requirements
Before consenting, confirm that you can access and retain the electronic formats we use with the following equipment and software. If a change creates a material risk that you cannot access or retain later records, we will provide the revised requirements and any notice, withdrawal right or renewed consent required by law.
- Working Internet access and access to the email address on your BUFI account
- A current supported browser or BUFI app capable of securely displaying the Service
- A device with enough storage to save records, or access to a printer if you want paper copies
- Software capable of opening, saving and printing PDF records when we provide them in that format
7. Withdrawing Consent
You may withdraw electronic-delivery consent at no charge by emailing hello@bu.finance. We will process the request within a reasonable time. Withdrawal does not affect the validity of earlier electronic records or signatures. Because BUFI operates electronically, withdrawal may limit or end services that require electronic delivery, subject to applicable law and the Terms. It does not forfeit your funds, data rights, refund rights or rights relating to an existing agreement. Contact us to coordinate records, account closure and any subscription cancellation; a store subscription must also be managed through its store controls.
Withdrawal may prevent you from using BUFI services.
8. Acknowledging Ability to Access and Consenting to Electronic Communications
By confirming that you have read and agreed to these terms, you are confirming that (1) you have access to a computer system that meets the requirements set forth above; (2) you agree to receive Covered Items electronically; and (3) you are able to access and print or store information presented to you.
Electronic-delivery consent does not itself authorize subscription charges, optional tracking or marketing, biometric processing or wallet transactions. Required purchase consents, privacy consents, signatures and workspace approvals remain separate.